Frequently Asked Questions
Building a property is a big investment, so we've compiled a few common questions to help you understand the process.
Yes, we offer free consultations to discuss your renovation needs, assess the space, and provide recommendations. Contact us to schedule an appointment.
Building a house generally takes around 6 months, with the entire process taking around a year. This process can be longer or shorter, depending on how complex the design is, finances, or even the weather. We can give you a more customised timeframe for a build if you get in touch with us to discuss your construction plans.
To apply for financing, fill out the form or give us a call, and we can tell you immediately if you're eligible. After that, we'll get you to come in and we'll walk you through the application process.
Keystart loans are low deposit loans. They require only a 2% deposit and no Lenders Mortgage Insurance. This makes them an affordable option for new home builders.
Keystart loans are available for Australian citizens or permanent residents who do not own another property at the time of the settlement of the Keystart loan. Applicants must plan to live in the home for the duration of the loan repayment, and have enough funds to cover all fees associated with the purchase. Applicants must not exceed maximum salary limits - for singles this is $105,000, and for couples it's $155,000.
As of 2023, the First Home Owner Grant is a one-off $10,000 payment to applicants buying or building their first property.
The First Home Owner Grant is available to one person per purchase or build - meaning if you are buying or building as a couple, only one First Home Owner Grant will apply. Applicants must be over the age of 18, and a permanent resident or Australian citizen. The applicant, and their partner if applicable, must not have owned a home previously. The applicant must occupy the home as their principal place of residence for at least 6 months.
Stamp duty concession means that eligible first home buyers or builders pay reduced or no stamp duty.
Stamp duty exemption is available in WA for homes and land valued under $430,000. Concession stamp duty rates are available for homes and land valued between $430,000 - 530,000. To qualify, purchasers must be first home or land buyers.